RaisEquity

TL;DR

Stage: Actively Fundraising (Pre-Seed)
Sector: Payments | Web3 Infrastructure | Crypto-to-Fiat Rails
Users: 100+ beta testers (95% success rate)
Community: Early adopter ecosystem across consumer and merchant pilots
Target Raise: $500K
Team Size: 6+
Incorporated: Yes

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Founder Story

This team started with a stubborn question – Why can’t spending crypto be as fast as UPI?

Every cycle, India became a bigger crypto market but using that crypto in the real world stayed painfully slow, expensive, and compliance-heavy. Off-ramps meant T+1/T+2 waits, hidden spreads, or 3–5% instant fees. Meanwhile, UPI hit hundreds of millions of users and tens of millions of merchants.

The gap was obvious – Crypto money moves like the future. UPI settles like the present.

But no one stitched them together cleanly.

So this team built a payment stack that does exactly that:

scan any UPI QR → pay with crypto → merchant receives INR instantly, powered by a proprietary conversion algorithm, dual KYC, and a Crypto Payment Interface (CPI) designed to ride existing UPI rails.

This isn’t just another off-ramp.

It’s a UPI-scale crypto spend network.

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What They’ve Built

Core Product

A consumer app + merchant-facing payment interface that lets users pay with stablecoins at any UPI-enabled merchant, with INR settling instantly on the other side.

Proprietary Conversion Engine

A patent-pending algorithm that delivers real-time crypto-to-fiat conversion with regulatory-aligned controls for Indian and cross-border markets.

Crypto Payment Interface (CPI)

A rails-level integration layer that piggybacks on India’s 100M+ UPI touchpoints, enabling plug-and-play adoption for apps, wallets, and merchant processors.

Dual-KYC Architecture

User-level and wallet-level verification built in from day one, designed for FIU-registered and AML-first operations.

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Traction

• Live mobile app on Android & iOS in beta
• 100+ users tested with 95% success rate
• CPI integration fully designed for instant UPI settlement
• Technical partnership with a global payments/RWA infra team for African & UK corridors
• In advanced conversations with one of India’s major merchant solution providers (50,000+ touchpoints) to enable crypto payments at scale

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Business & Market

The product targets two core flows:

• C2F (crypto → fiat merchant payments)
• P2P (direct transfers)

Illustrative take-rates:
2% on C2F and 0.5% on P2P.

On a modelled $8B C2F and $12B P2P annual market, revenue potential reaches:

• ~$160M (C2F)
• ~$60M (P2P)

Global crypto-to-fiat flows are already in the multi-billion-dollar daily range, and India remains the biggest addressable market.

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Roadmap

Short Term: Scale CPI integration, expand beta users, finalize merchant pilots

Mid Term: Launch in UAE/Singapore, activate compliance stack, grow institutional partnerships

Long Term: Build a global crypto spend network across UPI-enabled markets and deepen B2B merchant tooling

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Fundraising Focus

Objective: Pre-Seed Round ($500K)
Use of Funds:

• Market expansion (UAE, Singapore)
• Strengthening compliance + risk infrastructure
• Merchant and partnership integrations
• Brand growth and user acquisition
• Scaling operational capacity

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Why They Win (Their Edge)

• Distribution: Every UPI QR becomes an instant crypto acceptance point
• Regulatory-first: Built with strong AML/KYC foundations and clear compliance pathways
• Speed: Real-time settlement vs. T+1/T+3 incumbents
• Moat: CPI + proprietary conversion engine + dual KYC stack

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If You’re an Investor

We’re helping this team connect with funds backing the next generation of crypto-to-fiat payment infrastructure.

If this fits your thesis or you’d like early allocation, we can facilitate founder introductions, product walkthroughs, and detailed metrics.

let’s connect via LinkedIn or Telegram 

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